Market Research & Analysis

Authoritative sources on stablecoin adoption, regulatory trends, and cross-border payments

By , Founder · Plexo Institute

Curated bibliography of institutional research, regulatory frameworks, market data, and industry reports that inform Plexo Institute analysis.

Market Research & Analysis

Authoritative sources on stablecoin adoption, regulatory trends, and cross-border payments

Chapter 1

Institutional Research

Citi GPS — Stablecoins 2030

Comprehensive forecast projecting $1.9T–$4T market cap by 2030. Covers institutional adoption drivers and regulatory catalysts.

McKinsey — The Stable Door Opens

Analysis of how tokenized cash enables next-gen payments, with focus on B2B cross-border and treasury use cases.

BIS Annual Report 2025

Central bank perspective on tokenized unified ledgers — the "trilogy" of tokenized reserves, commercial money, and bonds.

Chapter 2

Compliance & Regulatory

FATF Recommendation 16

Original Travel Rule framework for virtual asset transfers. Foundation for IVMS-101 standard.

Stanford Law — A New Era of Stablecoins

Market evolution and regulatory race analysis. Covers MiCA, GENIUS Act, and global framework convergence.

EU MiCA Regulation (2023/1114)

Full text of Markets in Crypto-Assets regulation. Covers CASP authorization, stablecoin issuance, and Travel Rule enforcement.

Chapter 3

Market Data & Adoption

Chainalysis — Geography of Cryptocurrency 2024

Global crypto adoption index, regional trends, and institutional vs. retail breakdown.

World Bank — Remittance Prices Worldwide

Quarterly tracking of remittance costs across 60+ corridors. Current global average: 6.35% (vs. G20 target <3%).

TRM Labs — Stablecoin Adoption Index

Share of self-custody wallets in cross-border transfers, regional adoption patterns.

Chapter 4

Industry Reports & Surveys

KeyRock & Bitso — The Trillion Dollar Opportunity

Joint report on stablecoins as payment rails, exploring infrastructure shifts and use cases driving adoption.

BCG & Ripple — Tokenized Asset Projections

Forecasts tokenized asset market expansion to $18.9T by 2033 (mid-case).

Fireblocks — Bank Stablecoin Integration Survey

2025 survey finding 90% of banks are using or planning stablecoin integration.

Deloitte — Digital Banking Reimagined

Digital identity verification can reduce onboarding costs by up to 70% and significantly decrease fraud losses.

Oliver Wyman — The Future of Payments

Digital money landscape coverage, including stablecoins and deposit tokens.

KPMG — Cryptoassets for Banking

Institutional crypto adoption and banking implications.

Chapter 5

Academic & Technical

arXiv — Banking 2.0: The Stablecoin Banking Revolution

Academic paper on how stablecoins enable "Banking 2.0" by integrating cryptocurrency innovation with traditional finance infrastructure.

Chapter 6

How We Use These Sources

These references inform:

Market sizing in business cases and investor materials

Regulatory positioning for compliance narratives

Competitive analysis and differentiation claims

Thought leadership content (Pre-SWIFT Moment, The Convergence)

Ready for Implementation?

Explore practical guides for building stablecoin operations.

Anton Titov

Author of Market Research & Analysis. Building a stablecoin clearing network, solving interoperability between licensed financial institutions across stablecoins, chains, and jurisdictions. He focuses on connecting payment infrastructure between emerging and developed markets. Speaker at Money20/20 Asia 2025, Stablecoin Summit Africa (Johannesburg, 2025), Stablecoin & Blockchain Conference Kenya (2026), and Fintech Week Central Europe (2026).