Riding Africa's Stablecoin Wave
From M-Pesa to USDT: how African markets are leapfrogging traditional banking infrastructure.
By Anton Titov, Founder · Plexo Institute
From M Pesa to USDT: how African markets are leapfrogging traditional banking infrastructure.
Riding Africa's Stablecoin Wave
Africa's mobile money revolution showed the world that markets can skip generations of banking infrastructure. Now, stablecoins are enabling the next leap.
From M-Pesa to USDT
Kenya's M-Pesa proved that mobile-first financial services can achieve mass adoption. USDT is doing the same for cross-border value transfer.
Market Structure
P2P markets dominate. Formal exchange infrastructure is emerging but fragmented.
Data as of March 2026.
