Research1 min read1 sources

Riding Africa's Stablecoin Wave

From M-Pesa to USDT: how African markets are leapfrogging traditional banking infrastructure.

By , Co-Founder & CEO · Plexo Institute

From M Pesa to USDT: how African markets are leapfrogging traditional banking infrastructure.

Riding Africa's Stablecoin Wave

Africa's mobile money revolution showed the world that markets can skip generations of banking infrastructure. Now, stablecoins are enabling the next leap.

From M-Pesa to USDT

Kenya's M-Pesa proved that mobile-first financial services can achieve mass adoption. USDT is doing the same for cross-border value transfer.

Market Structure

P2P markets dominate. Formal exchange infrastructure is emerging but fragmented.

Data as of March 2026.

Anton Titov
Anton Titov
Co-Founder & CEO

Anton Titov is the co-founder and CEO of Plexo, the coordination network for financial institutions, and the editor of Plexo Institute, its open stablecoin intelligence platform. He has spent 13 years in business innovation and fintech, including four building cross-border stablecoin products and payment operations. Before Plexo, he co-founded Archway Finance, which built a cross-border stablecoin gateway for more than 30 emerging markets. He has spoken at Money20/20 Asia and the Africa Stablecoin Summit.

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